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Tradies and contractors face a variety of risks and hazards – Since you work for yourself, it’s important that you take the time to protect your business and its assets in the event of a legal claim for compensation, loss, theft or accidental damage.
Getting the right cover can help protect your business if things go wrong.
Those trades and Services that are working with in Construction Industry, Automotive Industry, Cleaning Industry from example or any other Specialty Industry.
| Below is type of Occupations Suited; | |
Carpenters Electricians Plumbers and Gas Fitters Bricklayers Cleaners (Residential & Commercial) Builders Concretors Plasterers Guttering Installation Contractors; Swimming Pool Cleaners Refrigeration Mechanics | Carpenters Electricians Plumbers and Gas Fitters Bricklayers Cleaners (Residential & Commercial) Builders Concretors Plasterers Guttering Installation Contractors; Swimming Pool Cleaners Refrigeration Mechanics |
It will provide cover for you for Public and Products Liability for damages caused, Tools & Equipment should they be stolen and Personal Accident & Illness to pay your weekly wage if you could not work.
Other policies provided within the package:
Type of cover | Potential benefits |
Public and Products Liability | This Section covers You for amounts You become legally liable to pay as compensation for Personal Injury, Property Damage and/or Advertising Liability |
Tools and Equipment | This Section covers You for the cost of repairing or replacing the Property Insured that is accidentally Damaged. |
Personal Accident & Illness | Accident/Accidental means any unexpected or unforeseen incident. |
Plus many more insurance covers – ask the Select Insurance broker representative and they will customize a package to suit your needs. | |
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:
There are other exclusions your insurance broker can outline for you.
Occupation: Swimming Pool Cleaning & Maintenance
Pool Cleaning Company was contracted to acid wash residential fibreglass pool, the pool was emptied accordingly.
The bracing was incorrectly affixed to the shell causing the pool to crack.
The Public & Products Liability Policy responded paying the repairs costs for the damaged pool directly to the owners.
Important note – the information provided here is general advice only and had been prepared without taking into account your objectives, financial situation or needs. A product disclosure statement (PDS) is available from your insurance broker. You should consider the PDS in deciding whether to acquire, or continue to hold, business insurance.
Penrith Office
Australian Financial Services Licence No. 234588 ABN 16 061 623 827